Get school or college ready!

Whether you’re heading off to college or need help supporting your children through school or college, our great rate Student Loan will take the stress away.

Get school or
college
ready!

Whether you’re heading off to college or need help supporting your children through school or college, our great – rate Student Loan will take the stress away.

Decision
Within 24 hours

FREE Loan Protection Insurance

For all Student Costs (Fees & Other)

No Early
Repayment Fees

Community
Support

Unlock your true potential with our low-rate student loan. Whether you need a car to get you to college, pay your fees, or need some help with rent, we can help you through all of college life. Take the first step today toward a brighter tomorrow!

Loan Calculator

Car Loan
Car Loan
Loan amount € 20,000 APR* = 10.74 %
  • Loan Amount : € 20000
  • Repayment : €---
  • Loan Term : 1 Years
  • Total Repayments : €---
  • Total Cost of Credit : € 20000

*APR = Annual Percentage Rate

Green car loan
Green car loan
Loan amount € 20,000 APR* = 6.17 %
  • Loan Amount : € 20000
  • Repayment : €---
  • Loan Term : 1 Years
  • Total Repayments : €---
  • Total Cost of Credit : € 20000

*APR = Annual Percentage Rate

Home Improvement Loan
Home Improvement Loan
Loan amount € 500 APR* = 6.7 %
  • Loan Amount : € 500
  • Repayment : €---
  • Loan Term : 1 Years
  • Total Repayments : €---
  • Total Cost of Credit : € 500

*APR = Annual Percentage Rate

Green home improvement loan
Green home improvement loan
Loan amount € 500 APR* = 6.17 %
  • Loan Amount : € 500
  • Repayment : €---
  • Loan Term : 1 Years
  • Total Repayments : €---
  • Total Cost of Credit : € 500

*APR = Annual Percentage Rate

Mortgage Secured Loan
Mortgage Secured Loan
Loan amount € 150,000 APR* = 4.02 %
  • Loan Amount : € 150000
  • Repayment : €---
  • Loan Term : 15 Years
  • Total Repayments : €---
  • Total Cost of Credit : € 150000

*APR = Annual Percentage Rate

Green mortgage
Green mortgage
Loan amount € 150,000 APR* = 3.57 %
  • Loan Amount : € 150000
  • Repayment : €---
  • Loan Term : 15 Years
  • Total Repayments : €---
  • Total Cost of Credit : € 150000

*APR = Annual Percentage Rate

Contact information

Are You a Member of Life Credit Union?

Please note by submitting your information, you are agreeing to the terms and conditions of our privacy policy.

Terms & Conditions Apply. APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only to provide you with the potential cost of borrowing.
Actual repayment amount will be as given in your credit agreement at the time of borrowing.

How to Apply

We understand how busy life can be, so we try and make it as easy as possible to apply with us. You can apply online even if you are not already a member, and get the funds to your account without having to visit a branch!

To complete your application, we’ll need some documentation. And remember, if it’s a joint application we will need paperwork for both parties.

Photo Id

An in date driver's licence or passport

Proof of PPSN

We can accept any official document (this includes your payslip) with the exception of the Public Services Card.

Proof of Income

Usually a recent payslip or social welfare slip. If you are self-employed you will need to provide your most recent F11, 2 years set of accounts and 6 months business bank statements

Proof of Address

A utility bill or bank statement dated within the last 6 months

Bank Statement

You can upload a PDF of your statements which include your name and IBAN

Our Personal Loan Interest Rates

Loan TypeNominal Borrowing RateAnnual Percentage Rate (APR)Green Loan Nominal Borrowing RateGreen Loan APR
Personal Loan €500 -
9,999
10.25%10.74%9.75%10.19%
Personal Loan €10,000 -
24,999
8.75%9.11%8.25%8.57%
Personal Loan €25,000 -
49,999
7.75%8.03%7.25%7.49%
Personal Loan €50,000 -
100,000
6.50%6.70%6.00%6.17%
Student Loan6.50%6.70%N/AN/A
Large Car Loan > €25,0006.50%6.70%6.00%6.17%

Personal Loan €1 - 9,999

Nominal Borrowing Rate​
10.25%
Annual Percentage Rate (APR) 10.74%
Green Loan Nominal Borrowing Rate​
9.75%
Green Loan APR​
10.19%

Personal Loan €10,000 - 24,999

Nominal Borrowing Rate​ 8.75%
Annual Percentage Rate (APR) 9.11%
Green Loan Nominal Borrowing Rate​
8.25%
Green Loan APR​
8.57%

Personal Loan €25,000 - 49,999

Nominal Borrowing Rate​ 7.75%
Annual Percentage Rate (APR) 8.03%
Green Loan Nominal Borrowing Rate
7.25%
Green Loan APR​
7.49%

Personal Loan €50,000 - 100,000

Nominal Borrowing Rate​ 6.50%
Annual Percentage Rate (APR) 6.70%
Green Loan Nominal Borrowing Rate​ 6%
Green Loan APR​
6.17%

Student Loan

Nominal Borrowing Rate​ 6.50%
Annual Percentage Rate (APR) 6.70%
Green Loan Nominal Borrowing Rate​
N/A
Green Loan APR​
N/A

Large Car Loan > €25,000

Nominal Borrowing Rate​ 6.50%
Annual Percentage Rate (APR) 6.7%
Green Loan Nominal Borrowing Rate​
6.00%
Green Loan APR​
6.17%

Representative Example:

€6,000 student loan repayable over 3 years. 36 monthly repayments of €183.89 per month. Rate of interest 6.5% per annum variable, 6.7% APR. Cost of Credit €620.18. Total amount payable €6,620.18

 

Example is for illustrative purposes only. Exact repayment amounts will be agreed in the credit agreement at the time of borrowing.

Lending Terms and Conditions Apply

APR stands for Annual Percentage Rate. Over 18s only. Loans are subject to repayment capacity & financial status

WARNING:

If you do not meet the repayments on your agreed credit agreement, your account will go into arrears. This may affect your credit ratings which may limit your ability to access credit in the future.

Just checking on what you want to do...

You are about to make a full online loan application. If this is what you want to do, just click ‘Online Loan Application’ below and complete our application.

But, if you are just looking for loan repayments or to send us an enquiry about a loan, just click ‘Loan Calculator’ and use the sliders to get your repayments. You can fill in a few details and send us an enquiry and one of our team will be back to you soon.

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We are proud supporters of our community.

Just checking on what you want to do...

You are about to make a full online loan application. If this is what you want to do, just click ‘Online Loan Application’ below and complete our application.

But, if you are just looking for loan repayments or to send us an enquiry about a loan, just click ‘Loan Calculator’ and use the sliders to get your repayments. You can fill in a few details and send us an enquiry and one of our team will be back to you soon.

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