Flexible personal loans tailored to suit you
Fly off on holiday, get married in style or consolidate debts with our low-rate Personal Loan.
Flexible personal loans tailored to suit you
Fly off on holiday, get married in style or consolidate debts with our low-rate Personal Loan.
Loan Approval
Within 24 hours
FREE Loan Protection Insurance
Borrow up to €75k (Term up to 5 years)
No Early
Repayment Fees
Community
Support
Live your life hassle free with our personal loan. Whether you’re planning a family holiday, dream wedding or consolidating existing debts, our flexible and fast personal loan will help. With competitive rates, fast approval and flexible repayment options, take the first step today!
Live your life hassle free with our personal loan. Whether you’re planning a family holiday, dream wedding or consolidating existing debts, our flexible and fast personal loan will help. With competitive rates, fast approval and flexible repayment options, take the first step today!
Loan Calculator
How to Apply
We understand how busy life can be, so we try and make it as easy as possible to apply with us. You can apply online even if you are not already a member, and get the funds to your account without having to visit a branch!
To complete your application, we’ll need some documentation. And remember, if it’s a joint application we will need paperwork for both parties.
Photo Id
An in date driver's licence or passport
Proof of PPSN
We can accept any official document (this includes your payslip) with the exception of the Public Services Card.
Proof of Income
Usually a recent payslip or social welfare slip. If you are self-employed you will need to provide your most recent F11, 2 years set of accounts and 6 months business bank statements
Proof of Address
A utility bill or bank statement dated within the last 6 months
Bank Statement
You can upload a PDF of your statements which include your name and IBAN
Our Personal Loan Interest Rates
| Loan Type | Nominal Borrowing Rate | Annual Percentage Rate (APR) | Green Loan Nominal Borrowing Rate | Green Loan APR |
|---|---|---|---|---|
| Personal Loan €500 - 9,999 | 10.25% | 10.74% | 8.75% | 9.11% |
| Personal Loan €10,000 - 24,999 | 8.75% | 9.11% | 6.00% | 6.17% |
| Personal Loan €25,000 - 100,000 | 6.50% | 6.70% | 6.00% | 6.17% |
| Student Loan | 6.50% | 6.70% | N/A | N/A |
Personal Loan €1 - 9,999
Nominal Borrowing Rate
10.25%
Annual Percentage Rate (APR)
10.74%
Green Loan Nominal Borrowing Rate
8.75%
Green Loan APR
9.11%
Personal Loan €10,000 - 24,999
Nominal Borrowing Rate
8.75%
Annual Percentage Rate (APR)
9.11%
Green Loan Nominal Borrowing Rate
6.00%
Green Loan APR
6.17%
Personal Loan €25,000 - 100,000
Nominal Borrowing Rate
6.50%
Annual Percentage Rate (APR)
6.70%
Green Loan Nominal Borrowing Rate
6.00%
Green Loan APR
6.17%
Student Loan
Nominal Borrowing Rate
6.50%
Annual Percentage Rate (APR)
6.70%
Green Loan Nominal Borrowing Rate
N/A
Green Loan APR
N/A
Representative Example:
€3,000 personal loan repayable over 2 years. 24 monthly repayments of €138.78 per month. Rate of interest 10.25% per annum variable, 10.74% APR. Cost of Credit €330.75. Total amount payable €3,330.75
Example is for illustrative purposes only. Exact repayment amounts will be agreed in the credit agreement at the time of borrowing.
Lending Terms and Conditions Apply
APR stands for Annual Percentage Rate. Over 18s only. Loans are subject to repayment capacity & financial status
WARNING:
If you do not meet the repayments on your agreed credit agreement, your account will go into arrears. This may affect your credit ratings which may limit your ability to access credit in the future.
