Introducing our Current Account
Finally, a real choice
Features & Benefits
- Easy to sign up
- Overdraft available up to €5,000
- Globally accepted Mastercard® Debit Card
- Use in-store, online or at ATMs
- Cashback available at participating retailers
- Contactless payment
- Transparent Fees
- No surcharge interest on overdrafts
- Automate regular payments using Standing Orders & Direct Debits
- Stay in control with our Mobile App, eStatements and eFee Advices
- Secure online shopping
- 24/7 support for lost/stolen debit cards
Download Current Account Brochure here
With an increase in fraud scams, it’s really important to keep your account details safe. For more information on protecting your Current Account from fraud, read our brochure.
Say Hello to Google Pay and Fit Bit Pay!
Current Account Debit Mastercard can now be added to Google Pay and Fitbit Pay digital wallets, making it easier for you to make Contactless payments. The use of digital wallet payments provides a safer more secure way to pay that removes the need to handle payment cards, touch physical buttons or exchange cash. It’s the modern way to pay, particularly given the times we live in.
And with the Credit Union Current Account you can tap away in the knowledge that Contactless payments are free.
To set-up Google Pay and/or Fitbit Pay, just download the app, enter your Debit Card details by scanning the card or entering the details manually, and submit a One Time Passcode. Use wherever Contactless payments are accepted. You simply hold your mobile phone and/or Fitbit device near a payment terminal to make a Contactless payment.
You can find out more about Google Pay here
You can find out more about Fitbit Pay here
SHOPPING ONLINE IS CHANGING FROM 1ST JANUARY 2021
The final changes under the second Payment Services Directive, also known as PSD2 comes into full force from 1st January 2021. PSD2 will mean changes to how you shop online from 1st January 2021.
These changes relate to the implementation of Strong Customer Authentication, also referred to as SCA. This means that you will need to carry out an additional security step before you complete your online shopping by using a one-time passcode which you will receive by text.
These changes mean better protection for you and will make shopping online even more secure.
What do I need to do?
To continue to shop online with your Current Account debit card, you need to make sure your Credit Union has the correct mobile number for you so that you can receive the one-time passcode required to complete your online shopping transaction.
You can update your mobile number by contacting your Credit Union.
To find out more and for some Frequently Asked Questions please click here
All you need to know
Currency Conversion Calculator
When you use your Debit Card for purchases in foreign currency or ATM withdrawals in foreign currency, these transaction will attract additional fees and charges that are charged to your Current Account as they occur, typically on the date the transaction is posted to your Current Account.
Mastercard foregin exchange rates will also apply and are subject to change.
This currency conversion calculator allows you to see the foreign exchange rates set by Mastercard to convert from the transaction currency as well as the European Central Bank’s euro foreign exchange reference rates for the EEA country currencies and the fees and charges that apply.
How to Apply
1
I am a Member with Online Access
- 1) Apply via Online Banking
Note: You’ll need up-to-date photo ID (Passport or Driving Licence) and recent proof of address (bank statement or utility bill).
2
I am Member with no Online Access
- 1) Sign up to Online Banking
- 2) Apply in branch
Note: You’ll need up-to-date photo ID (Passport or Driving Licence) and recent proof of address (bank statement or utility bill).
3
Am not a Member
- Pop in to any of our branches to join as a member!
Note: You’ll need up-to-date photo ID (Passport or Driving Licence) and recent proof of address (bank statement or utility bill) .
Once your membership has been activated you can apply for a Current Account.
Support
© Current Account from your credit union. 2019
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.