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Make the easy switch to a Current Account with us

You can now manage your daily finances no matter where you are in the world. With access to your funds in-branch, online or on the app, Current Account from your credit union gives you all the benefits you expect, but with the personal touch of your trusted credit union.

Features & Benefits

  • Overdraft available up to €5,000
  • Globally accepted Mastercard® Debit Card
  • Over 2,900 ATMs nationwide
  • Apple Pay, Google Pay and FitBit Pay
  • Low monthly fee


Download Current Account Brochure here 


Switch in 10 days and let us do the hard work!

We guarantee a smooth switch so that you can enjoy banking with us straight away. It’s as easy as 1,2,3…


  1. 1. Open your new Current Account
  2. 2. Pick a date to switch that suits you
  3. 3. Your old bank and Life CU will take it from there!

Digital Wallets - Apply Pay, Google Pay and Fitbit Pay


Current Account Debit Mastercard can now be added to Apple Pay, Google Pay and Fitbit Pay digital wallets, making it easier for you to make Contactless payments. The use of digital wallet payments provides a safer more secure way to pay that removes the need to handle payment cards, touch physical buttons or exchange cash. It’s the modern way to pay, particularly given the times we live in.


And with the Credit Union Current Account you can tap away in the knowledge that Contactless payments are free.



To set-up Apple Pay, Google Pay and/or Fitbit Pay, just download the app, enter your Debit Card details by scanning the card or entering the details manually, and submit a One Time Passcode. Use wherever Contactless payments are accepted. You simply hold your mobile phone and/or Fitbit device near a payment terminal to make a Contactless payment.


Find out more by clicking the logo below.



With an increase in fraud scams, it’s really important to keep your account details safe. For more information on protecting your Current Account from fraud, read our brochure.


The final changes under the second Payment Services Directive, also known as PSD2 comes into full force from 1st January 2021. PSD2 will mean changes to how you shop online from 1st January 2021.


These changes relate to the implementation of Strong Customer Authentication, also referred to as SCA. This means that you will need to carry out an additional security step before you complete your online shopping by using a one-time passcode which you will receive by text.


These changes mean better protection for you and will make shopping online even more secure.


What do I need to do?

To continue to shop online with your Current Account debit card, you need to make sure your Credit Union has the correct mobile number for you so that you can receive the one-time passcode required to complete your online shopping transaction.


You can update your mobile number by contacting your Credit Union.


To find out more and for some Frequently Asked Questions please click here

All you need to know

Current Account Overdraft Information & Fees
Current Account Schedule of Fees & Charges
Current Account Frequently Asked Questions
Current Account and Debit Card Terms & Conditions

Currency Conversion Calculator

When you use your Debit Card for purchases in foreign currency or ATM withdrawals in foreign currency, these transaction will attract additional fees and charges that are charged to your Current Account as they occur, typically on the date the transaction is posted to your Current Account.


Mastercard foregin exchange rates will also apply and are subject to change.


This currency conversion calculator allows you to see the foreign exchange rates set by Mastercard to convert from the transaction currency as well as the European Central Bank’s euro foreign exchange reference rates for the EEA country currencies and the fees and charges that apply.



How to Apply

Applying for a Current Account is easy. Choose the option below relevant to you.


I am a Member with Online Access

  1. 1) Apply via Online Banking


Note: You’ll need up-to-date photo ID (Passport or Driving Licence) and recent proof of address (bank statement or utility bill).


I am Member with no Online Access

  1. 1) Sign up to Online Banking
  2. 2) Apply in branch


Note: You’ll need up-to-date photo ID (Passport or Driving Licence) and recent proof of address (bank statement or utility bill).


Am not a Member

  1. Pop in to any of our branches to join as a member!

Note: You’ll need up-to-date photo ID (Passport or Driving Licence) and recent proof of address (bank statement or utility bill) .


Once your membership has been activated you can apply for a Current Account.


© Current Account from your credit union. 2019


Apple Pay is a trademark of Apple Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.