Myth V Truth | Life Credit Union

Myth V Truth

You’ll be surprised what we can do for YOU!   There are so many myths out there about Credit Unions and what we offer. So, just in case you didn’t already know, here’s the deal!   Myth: Credit Unions are for my granny Truth: With online access, smartphone apps, and electronic transfers we are easy...

By Admin | October 28, 2016

You’ll be surprised what we can do for YOU!

 

There are so many myths out there about Credit Unions and what we offer. So, just in case you didn’t already know, here’s the deal!

 

Myth: Credit Unions are for my granny
Truth: With online access, smartphone apps, and electronic transfers we are easy to access, easy to talk to and open to everyone!

 

Myth: I have to save for ages before I can borrow
Truth: You can join us and borrow on the same day – with only €10 in savings!

 

Myth: It’s hard to get a loan
Truth: It couldn’t be easier. We approve over 90% of all applications and it’s easy and fast to apply!

 

Myth: I can only borrow 3 times my savings
Truth: You can borrow up to €75,000 with us – it is only limited by what you can afford to pay back!

 

Myth: Credit Union loans are expensive
Truth: We have some of the most competitive rates on the market, and are cheaper than most of the banks!

 

Myth: Credit Unions only give out small loans
Truth: Small loan, big loan, it’s your decision. We can lend up to €75,000 depending on your ability to repay. So we’re more than just small loans!

 

Myth: Credit Unions don’t do house loans
Truth: Yes we do! With our Secured Loan you can borrow up to 60% of the value of the property, with a term of up to 20 years. We’re more than just small loans!

 

myth-truth-bannerSo, we’re really so much more than you think, but exactly what you deserve! Joining us is easy and opens up so many opportunities for you, that not only help you, but also benefit your community. So join our club today!

 

 

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BUMPER CAR LOAN

Get the new car you've always wanted - €20,000 to €40,000!

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

BUMPER CAR LOAN
Loan amount € 20,000 APR* = 6.43 %
  • Loan Amount € 20000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

CAR LOAN

Own your car straight away - no balloon payments, no mileage restrictions!

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

CAR LOAN
Loan amount € 1,000 APR* = 8.57 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

HOME IMPROVEMENT

Make your house the home you've always wanted, with our low cost Home Improvement loan over €10,000

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

HOME IMPROVEMENT
Loan amount € 10,000 APR* = 8.57 %
  • Loan Amount € 10000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

PERSONAL LOAN

A loan for the things that matter most to you - now that's personal!

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

PERSONAL LOAN
Loan amount € 1,000 APR* = 9.93 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

SECURED LOAN

Up to 60% loan to value, with payment term up to 20 years

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms &amp: Conditions Apply

SECURED LOAN
Loan amount € 1,000 APR* = 4.07 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

EASY LIFE LOAN

Move multiple loans to us for one more manageable monthly payment

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

EASY LIFE LOAN
Loan amount € 1,000 APR* = 8.57 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

STUDENT LOAN

Let us take the stress out of college with a low rate Student loan.

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

STUDENT LOAN
Loan amount € 1,000 APR* = 6.17 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

BIG LIFE LOAN

Borrow over €40,000 for the lowest rate on the market!

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

BIG LIFE LOAN
Loan amount € 40,000 APR* = 6.17 %
  • Loan Amount € 40000
  • Repayment €---
  • Loan Term 7 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

INDI LOAN

A loan for 18 – 25 year olds at an incredibly low rate

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

INDI LOAN
Loan amount € 1,000 APR* = 8.57 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

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