One of the great benefits of being a member of Life Credit Union is FREE Loan Protection and FREE Life Savings Insurance cover. FREE Life Saving Insurance Cover is provided to all eligible members as an additional incentive to save regularly and maintain savings with Life Credit Union. It means your dependents will receive a financial sum in the event of your death.


FREE Loan Protection Insurance means that should a member with an outstanding loan balance pass away, the loan is repaid in full up to the age of 85. This means that you can borrow from us having the peace of mind that your dependents will not be obliged to repay the outstanding loan balance. Your FREE Loan Protection benefit remains in place.


From 1st March 2022, we have taken the difficult decision to reduce the FREE Life Savings benefit limit from €3,000 to €1,000.


Please read the following letter for more information.


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