Last Updated: 16th February 2022

We are Life Credit Union.

Please contact us if you have any questions about this Cookie Notice:

This Cookie Notice explains how we use cookies on our website. It is a declaration of the cookies that are active on our website, the purpose of the cookies and what they track. This Cookie Notice also provides you with information on how to opt-out of the cookies being used. Further information about our use of cookies can be found in our Data Protection Statement.

What are cookies?

Cookies are small text files that are placed on your computer by websites that you visit. They are widely used to make websites work, or work more efficiently, as well as to provide information to the owners of the website.  Cookies help us to remember things about your visit to our website, such as your preferred language and other choices/settings and to generally make the site easier for you to use. They may also be used to deliver advertisements that are relevant to you.

What types of cookies do we use and why?

We use the following types of cookies on this website:

Cookie Purpose
Necessary Cookies



These cookies are required in order to ensure the website functions properly. In the case of Life Credit Union we use necessary cookies to deliver online banking services. You cannot reject these cookies using this cookie tool. You can control these cookies from your browser settings using the reject all cookies settings.
“CookieControl” Cookie This cookie is used to remember a user’s choice about cookies on our website. Where users have previously indicated a preference, that user’s preference will be stored in this cookie.
Web Statistics Cookies These cookies gather analytics on the usage of our website including distinguishing unique users, remembering the number and time of previous visits, traffic source information and determining the start and end of a session.
These cookies are associated with sites using Google Analytics to measure traffic.
Third-Party Cookies These cookies are set by a website other than the website you are visiting, usually as a result of some embedded content such as a video, a social media share or a like button.
Please note that while Life Credit Union uses the NoCookie setting when embedding YouTube videos, YouTube Cookies are still placed on your device if you play a video. It is not possible to ensure that YouTube Cookies are always rejected when you reject all cookies using our Cookie Management Tool; please control these cookies from your browser settings.
Third-Party Advertising Cookies & Web Beacons These cookies enable third-party advertisers to track your online activity to deliver targeted online advertising content.
A web beacon, sometimes called a pixel, is a technique used on web pages to unobtrusively (usually invisibly) allow tracking of web page visitors. A web beacon can be implemented for instance as a 1×1 pixel image, a transparent image, or an empty file that is requested together with other resources when a web page is loaded.
Pixels contain a tag that tracks information about each visitor, such as pages they view, actions they took on the page, and any purchases made. To keep track of all these actions, the tracking pixel ties them to the unique IP address of the visitor.
The web beacons used on this website are associated with the Facebook Pixel which tracks conversions or events from Facebook ads. When visitors click on a Facebook ad and are directed to this website, this enables the website to see how they interact with any pages containing the pixel or beacon.

You can adjust your browser settings to decline cookies or alert you when a website is attempting to place a cookie on your computer.

Cookie Details

Further information on the cookies we use and how to manage them is set out below. Cookies can also be managed using our Cookie Management Tool which displays as an icon in the bottom left corner of your screen when you are on our website.

Cookie Purpose Retention Party
Necessary Cookies












Used to manage a user’s Online Banking session.


Generates a script to handle a redirect if the Online Banking session expires.


Generates a unique identifier for the logged in Online Banking session to ensure

Secure Customer Authentication tokens are renewed upon login every

three months.

Used to remember the user’s cookie preferences.






3 months





1 day










Web Statistics Cookies
pagead/landing [x2] Used to store a unique user ID.
Collects data on visitor behaviour from multiple websites, in order to present more relevant advertisement – This also allows the website to limit the number of times that they are shown the same advertisement.

Session Google
ads/ga-audiences Used to store a unique user ID.
Used by Google AdWords to re-engage visitors that are likely to convert to customers based on the visitor’s online behaviour across websites.

Session Google
_ga Used to store a unique user ID.
The main purpose of this cookie is Tracking.
2 years Google
_gat Used by Google Analytics to throttle request rate 1 day Google
_gcl_au Used by Google AdSense for experimenting with advertisement efficiency across websites using their services. 3 months Google
_gid Use to count and track pageviews.
The main purpose of this cookie is Tracking.
1 day Google
fr Used to track conversions or events from Facebook ads.
The main purpose of this pixel is Tracking.
3 months Facebook
_fbp Used to deliver a series of advertisement products such as real-time bidding from third-party advertisers.
The main purpose of this cookie is Targeting/Advertising.
3 months Facebook

Managing Cookies

Our website has a Cookie Management Tool that facilitates the acceptance and rejection of cookies.  The Cookie Management Tool displays as an icon in the bottom left corner of your screen when you are on our website.

Within your browser, you can choose whether you wish to accept cookies on all websites or not. Different browsers have different settings available to you. Below we have provided links to popular browsers on how to access these settings. Generally, your browser will offer the choice to accept, refuse or delete cookies at all times, or those from providers that website owners use (“Third-Party Cookies”), or those from specific websites:

Third-Party Websites

Our website may contain links to and from third-party websites. If you follow a link to any of these websites, please note that these websites have their own privacy settings, and these are not endorsed by us. We do not accept any responsibility or liability for these third-party websites. Please undertake the appropriate due diligence before submitting any information to these websites.

Amendments To This Cookie Notice

We will post any changes to our Cookie Notice on our website and when doing so will change the effective date at the top of this Cookie Notice.  We will also update our Cookie Management Tool.