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Committed to your local community
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Enjoy a great range of benefits All on your doorstep!

A requirement of all Credit Unions is that their members hold a common bond. For Life Credit Union that means that our members need to live, work or study in Naas, Newbridge, Maynooth or close surrounds.

What paperwork do I need?

Photo Id  

An in date driver's licence or passport

Proof of PPSN

We can accept any official document (this includes your payslip) with the exception of the Public Services Card

Proof of Address

A utility bill or bank statement dated within the last 6 months

Letter from Employer (If you work in the area) 

A letter on official company paper stating your employment with that company within the bond

Savings Limits

Adult Members

Maximum Savings per adult member of €20,000

Maximum monthly lodgement per adult member of €7,500

 

Juvenile Members

Maximum Savings per juvenile member of €20,000

Current maximum monthly lodgement per juvenile member of €7,500

 

From 1st October 2023 the maximum monthly lodgement per juvenile member will be €2,000

Membership Made Easy

JOIN ON YOUR PHONE

We’ve created an intelligent and secure method for you to become a member directly through your mobile phone.

We use advanced biometric facial technology to capture and verify who you are. All it takes is a quick selfie and you’re done. This intuitive technology, ensures becoming a member is quicker than ever.

 

Just download the Life Credit Union app from your app store and click Join

 

Please note: Joint Accounts and Minor Accounts (Under Age 16) still need to be opened in one of our branches.

JOIN IN BRANCH

If joining online is not an option for you, you can join us in any of your branches.

Simply print off a membership form, fill it in and bring it with the relevant paperwork in to any of our branches.

Join & Loan / Current Account

You can join and apply for a loan through one simple online process.

 

We’ll verify your identity using biometric facial technology and create your membership and loan application easily all online!

 

You can join and apply for a Current Account in one process using the forms below.

REACTIVATE AN OLD ACCOUNT

Do you have an old account with us that you haven’t used in a while?

Don’t worry, you can reactivate your account really quickly and easily, and you can do it all remotely, so you don’t need to come in to branch.

Just click below for full details and we’ll get you back up and running in no time!

JOIN ON YOUR PHONE

We’ve created an intelligent and secure method for you to become a member directly through your mobile phone.

We use advanced biometric facial technology to capture and verify who you are. All it takes is a quick selfie and you’re done. This intuitive technology, ensures becoming a member is quicker than ever.

Please note:
Joint Accounts and Minor Accounts (Under Age 16) still need to be opened in one of our branches.

JOIN IN BRANCH

If joining online is not an option for you, you can join us in any of your branches.

Simply print off a membership form, fill it in and bring it with the relevant paperwork in to any of our branches.

JOIN & LOAN / CURRENT ACCOUNT

You can join and apply for a loan through one simple online process.

 

We’ll verify your identity using biometric facial technology and create your membership and loan application easily all online!

 

You can join and apply for a Current Account in one process using the forms below.

REACTIVATE AN OLD ACCOUNT

Do you have an old account with us that you haven’t used in a while?

Don’t worry, you can reactivate your account really quickly and easily, and you can do it all remotely, so you don’t need to come in to branch.

Just click below for full details and we’ll get you back up and running in no time!

LOANS

Members are eligible to apply for loans with us straight away. You can borrow up to €100,000 for many reasons.

NOMINATIONS

A Nomination is a legally binding, written instruction that tells us what to do with your money after your death.

DIVIDENDS & DIRT TAX

From 1st January 2014 all credit union share dividend and deposit interest paid to members will be subject to DIRT.

DEPOSIT GUARANTEE SCHEME

The Irish Deposit Guarantee Scheme which provides protection to depositors in the event of a credit institution failing.

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