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ONLINE BANKING

Cookie Policy (EU)

This Cookie Policy was last updated on August 24, 2022 and applies to citizens and legal permanent residents of the European Economic Area and Switzerland

1. Introduction

Our website, https://lifecu.ie (hereinafter: "the website") uses cookies and other related technologies (for convenience all technologies are referred to as "cookies"). Cookies are also placed by third parties we have engaged. In the document below we inform you about the use of cookies on our website.

2. What are cookies?

A cookie is a small simple file that is sent along with pages of this website and stored by your browser on the hard drive of your computer or another device. The information stored therein may be returned to our servers or to the servers of the relevant third parties during a subsequent visit.

3. What are scripts?

A script is a piece of program code that is used to make our website function properly and interactively. This code is executed on our server or on your device.

4. What is a web beacon?

A web beacon (or a pixel tag) is a small, invisible piece of text or image on a website that is used to monitor traffic on a website. In order to do this, various data about you is stored using web beacons.

5. Cookies

5.1 Technical or functional cookies

Some cookies ensure that certain parts of the website work properly and that your user preferences remain known. By placing functional cookies, we make it easier for you to visit our website. This way, you do not need to repeatedly enter the same information when visiting our website and, for example, the items remain in your shopping cart until you have paid. We may place these cookies without your consent.

5.2 Statistics cookies

We use statistics cookies to optimise the website experience for our users. With these statistics cookies we get insights in the usage of our website. We ask your permission to place statistics cookies.

5.3 Advertising cookies

On this website we use advertising cookies, enabling us to gain insights into the campaign results. This happens based on a profile we create based on your behaviour on https://lifecu.ie. With these cookies you, as website visitor, are linked to a unique ID but these cookies will not profile your behaviour and interests to serve personalised ads.

5.4 Marketing/Tracking cookies

Marketing/Tracking cookies are cookies or any other form of local storage, used to create user profiles to display advertising or to track the user on this website or across several websites for similar marketing purposes.

Because these cookies are marked as tracking cookies, we ask your permission to place these.

5.5 Social media

On our website, we have included content from Facebook and Pinterest to promote web pages (e.g. “like”, “pin”) or share (e.g. “tweet”) on social networks like Facebook and Pinterest. This content is embedded with code derived from Facebook and Pinterest and places cookies. This content might store and process certain information for personalised advertising.

Please read the privacy statement of these social networks (which can change regularly) to read what they do with your (personal) data which they process using these cookies. The data that is retrieved is anonymised as much as possible. Facebook and Pinterest are located in the United States.

6. Placed cookies

Google Fonts

Marketing/Tracking

Usage

We use Google Fonts for display of webfonts. Read more

Sharing data

For more information, please read the Google Fonts Privacy Statement.

Marketing/Tracking

Name
Google Fonts API
Expiration
expires immediately
Function
The Google Fonts API is designed to limit the collection, storage, and use of end-user data to what is needed to serve fonts efficiently. IP Address is read.

Google reCAPTCHA

Marketing/Tracking, Functional

Usage

We use Google reCAPTCHA for spam prevention. Read more

Sharing data

For more information, please read the Google reCAPTCHA Privacy Statement.

Marketing/Tracking

Name
rc::c
Expiration
session
Function
Read and filter requests from bots
Name
rc::b
Expiration
session
Function
Google uses this cookie to read and filter requests from bots
Name
rc::a
Expiration
persistent
Function
Google uses this cookie to read and filter requests from bots.

Functional

Name
_grecaptcha
Expiration
session
Function
Google ReCapthca uses this cookie to read and filter requests from bots and provides spam protection

Vimeo

Statistics

Usage

We use Vimeo for video display. Read more

Sharing data

For more information, please read the Vimeo Privacy Statement.

Statistics

Name
__utmt_player
Expiration
10 minutes
Function
Vimeo uses this cookie to store and track audience reach.
Name
vuid
Expiration
2 years
Function
Vimeo uses this cookie to store the user’s usage history.

YouTube

Marketing/Tracking, Functional

Usage

We use YouTube for video display. Read more

Sharing data

For more information, please read the YouTube Privacy Statement.

Marketing/Tracking

Name
GPS
Expiration
session
Function
Store location data
Name
YSC
Expiration
session
Function
YouTube uses this cookie to store and track user interaction.
Name
PREF
Expiration
8 months
Function
YouTube uses this cookie to store user preferences.

Functional

Name
VISITOR_INFO1_LIVE
Expiration
6 months
Function
Provide bandwidth estimations

Facebook

Marketing/Tracking, Functional

Usage

We use Facebook for display of recent social posts and/or social share buttons. Read more

Sharing data

For more information, please read the Facebook Privacy Statement.

Marketing/Tracking

Name
_fbc
Expiration
2 years
Function
When a user clicks on an ad on Facebook, the link sometimes includes a fbclid query parameter. When the user lands on our website, if our website has a Facebook pixel that uses first-party cookies, the pixel automatically saves the fbclid query parameter to an _fbc cookie for our website domain
Name
fbm*
Expiration
1 year
Function
Facebook/Meta uses this cookie to store user account details.
Name
xs
Expiration
3 months
Function
Facebook/Meta use this cookie store a unique session ID
Name
fr
Expiration
3 months
Function
Is used to deliver, measure and improve the relevancy of ads.
Name
act
Expiration
90 days
Function
Facebook/Meta uses this cookie to distinguish between two sessions for the same user, created at different times.
Name
_fbp
Expiration
3 months
Function
Identifies browsers for the purposes of providing advertising and site analytics services
Name
datr
Expiration
2 years
Function
Facebook/Meta uses this cookie when a web browser accesses facebook.com (except social plugin iframes), and the cookie helps identify suspicious login activity and keep users safe
Name
c_user
Expiration
30 days
Function
The c_user cookie contains the user ID of the currently logged in user.
Name
sb
Expiration
2 years
Function
Store browser details
Name
*_fbm_
Expiration
1 year
Function
Facebook/Meta uses this cookie to store account details

Functional

Name
wd
Expiration
1 week
Function
This cookie stores the browser window dimensions and is used by Facebook/Meta to optimise the rendering of the page.
Name
csm
Expiration
90 days
Function
Facebook/Meta uses this cookie to for fraud protection
Name
actppresence
Expiration
session
Function
This cookie is placed by Facebook, Instagram to manage ad display frequency.

Elementor

Statistics (anonymous)

Usage

We use Elementor for content creation. Read more

Sharing data

This data is not shared with third parties.

Statistics (anonymous)

Name
elementor
Expiration
persistent
Function
Store performed actions on the website

Pinterest

Marketing/Tracking

Usage

We use Pinterest for display of recent social posts and/or social share buttons. Read more

Sharing data

For more information, please read the Pinterest Privacy Statement.

Marketing/Tracking

Name
_pin_unauth
Expiration
1 day
Function
It is a first party cookie which groups actions for users who cannot be identified by Pinterest
Name
_derived_epik
Expiration
1 year
Function
Pinterest tag reports a match identified without using cookies, such as through enhanced match. The Pinterest tag caches information to make matching on future pages easier.

Google Adsense

Marketing/Tracking

Usage

We use Google Adsense for showing advertisements. Read more

Sharing data

For more information, please read the Google Adsense Privacy Statement.

Marketing/Tracking

Name
_gcl_au
Expiration
persistent
Function
Google uses this cookie to store and track conversions from users who have came to the site via advertisements.
Name
google_adsense_settings
Expiration
persistent
Function
Google uses this cookie to provide ad delivery or retargeting for its advertisers

Google Analytics

Statistics

Usage

We use Google Analytics for website statistics. Read more

Sharing data

For more information, please read the Google Analytics Privacy Statement.

Statistics

Name
_ga
Expiration
2 years
Function
Google uses this cookie to store and count pageviews by users
Name
_gid
Expiration
1 day
Function
Google uses this cookie to store and count pageviews by users
Name
_ga_*
Expiration
1 year
Function
Store and count pageviews

Google.com

Statistics (anonymous), Statistics, Marketing/Tracking

Usage

We use Google.com for visitor tracking.

Sharing data

For more information, please read the Google.com Privacy Statement.

Statistics (anonymous)

Name
_gat_UA-23958494-1
Expiration
1 minute
Function
This is a pattern type cookie set by Google Analytics, where the pattern element on the name contains the unique identity number of the account or website it relates to

Statistics

Name
OTZ
Expiration
Session to 2 years
Function
Is a cookie used by Google Analytics that provides an aggregate analysis of Website visitors.

Marketing/Tracking

Name
__Secure-ENID
Expiration
1 year
Function
To secure digitally signed and encrypted data from the unique Google ID and store the most recent login time that Google uses to identify visitors, prevent fraudulent use of login data and protect visitor data from unauthorized parties. This can also be used for targeting purposes to display relevant and personalized advertising content.
Name
SOCS
Expiration
13 months
Function
Store a user’s state regarding their cookies choices
Name
CONSENT
Expiration
2 years
Function
Store a user’s state regarding their cookies choices

Complianz

Functional

Usage

We use Complianz for cookie consent management. Read more

Sharing data

This data is not shared with third parties. For more information, please read the Complianz Privacy Statement.

Functional

Name
cmplz_consenttype
Expiration
365 days
Function
To read to determine which cookie banner to show.
Name
cmplz_user_data
Expiration
365 days
Function
To determine which cookie banner to show.
Name
cmplz_consented_services
Expiration
365 days
Function
To store cookie consent preferences
Name
cmplz_policy_id
Expiration
365 days
Function
To store accepted cookie policy ID.
Name
cmplz_preferences
Expiration
365 days
Function
To store cookie consent preferences
Name
cmplz_marketing
Expiration
365 days
Function
To store cookie consent preferences
Name
cmplz_statistics
Expiration
365 days
Function
To store cookie consent preferences
Name
cmplz_functional
Expiration
365 days
Function
To store cookie consent preferences
Name
cmplz_banner-status
Expiration
365 days
Function
To store cookie consent preferences

Lifecu.ie

Statistics (anonymous), Marketing/Tracking

Usage

We use Lifecu.ie for website admin functions.

Sharing data

Statistics (anonymous)

Name
localTimeZone
Expiration
Session
Function
Check the time zone of a visitor.

Marketing/Tracking

Name
isReturningVisitor5282
Expiration
90 days
Function
To check if a website visitor is returning

Progress Systems

Functional

Usage

Sharing data

This data is not shared with third parties.

Functional

Name
ASPSESSIONIDAECTBTTC
Expiration
Session
Function
General purpose platform session cookie used by sites written with Miscrosoft .NET based technologies. Usually used to maintain an anonymised user session by the server.
Name
RequestVerificationToken
Expiration
Session
Function
This is an anti-forgery cookie set by web applications built using ASP.NET MVC technologies. It is designed to stop unauthorised posting of content to a website, known as Cross-Site Request Forgery

WordPress

Functional

Usage

We use WordPress for website development. Read more

Sharing data

This data is not shared with third parties.

Functional

Name
wp-postpass_*
Expiration
Session
Function
Helps process password protected pages for users

Hotjar

Statistics

Usage

We use Hotjar for heat maps and screen recordings. Read more

Sharing data

For more information, please read the Hotjar Privacy Statement.

Statistics

Name
_hjSessionUser_*
Expiration
1 year
Function
Store a unique user ID

Miscellaneous

Purpose pending investigation

Usage

Sharing data

Sharing of data is pending investigation

Purpose pending investigation

Name
isReturningVisitor11223
Expiration
Function
Name
sgs-token-login-*
Expiration
Function
Name
e_library
Expiration
Function
Name
isReturningVisitor11214
Expiration
Function
Name
isReturningVisitor11245
Expiration
Function
Name
isReturningVisitor18094
Expiration
Function
Name
e_kit-elements-defaults
Expiration
Function
Name
isReturningVisitor16389
Expiration
Function
Name
isReturningVisitor16366
Expiration
Function
Name
isReturningVisitor16335
Expiration
Function

7. Consent

When you visit our website for the first time, we will show you a pop-up with an explanation about cookies. As soon as you click on "Accept Selected", you consent to us using the categories of cookies and plug-ins you selected in the pop-up, as described in this Cookie Policy. You can disable the use of cookies via your browser, but please note that our website may no longer work properly.

7.1 Manage your consent settings

You have loaded the Cookie Policy without javascript support. On AMP, you can use the manage consent button on the bottom of the page.

8. Enabling/disabling and deleting cookies

You can use your internet browser to automatically or manually delete cookies. You can also specify that certain cookies may not be placed. Another option is to change the settings of your internet browser so that you receive a message each time a cookie is placed. For more information about these options, please refer to the instructions in the Help section of your browser.

Please note that our website may not work properly if all cookies are disabled. If you do delete the cookies in your browser, they will be placed again after your consent when you visit our websites again.

9. Your rights with respect to personal data

You have the following rights with respect to your personal data:

  • You have the right to know why your personal data is needed, what will happen to it, and how long it will be retained for.
  • Right of access: You have the right to access your personal data that is known to us.
  • Right to rectification: you have the right to supplement, correct, have deleted or blocked your personal data whenever you wish.
  • If you give us your consent to process your data, you have the right to revoke that consent and to have your personal data deleted.
  • Right to transfer your data: you have the right to request all your personal data from the controller and transfer it in its entirety to another controller.
  • Right to object: you may object to the processing of your data. We comply with this, unless there are justified grounds for processing.

To exercise these rights, please contact us. Please refer to the contact details at the bottom of this Cookie Policy. If you have a complaint about how we handle your data, we would like to hear from you, but you also have the right to submit a complaint to the supervisory authority (the Data Protection Authority).

10. Contact details

For questions and/or comments about our Cookie Policy and this statement, please contact us by using the following contact details:

Life Credit Union
20 N Main St, Naas East, Naas, Co. Kildare, W91 RV10
Ireland
Website:https://lifecu.ie
Email:ei.ucefil@opd
Phone number: 045 879 622

This Cookie Policy was synchronised with cookiedatabase.org on February 2, 2023

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  • Large Loans over €40,000
  • Home Improvement Loan
  • Home Utilities Loan
  • Car Loan
  • Standard Personal Loan
  • Consolidate 6%
  • Student Loan
  • Greener Home
  • Young Adult Loan 18-25 Years
  • School EasyPay Loan
  • Ulster Bank and KBC Customers
  • Large Loans over €40,000
  • Home Improvement Loan
  • Home Utilities Loan
  • Car Loan
  • Standard Personal Loan
  • Consolidate 6%
  • Student Loan
  • Greener Home
  • Young Adult Loan 18-25 Years
  • School EasyPay Loan
  • Ulster Bank and KBC Customers

Life CU Services

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  • Peopl Insurance
  • EasyPay Finance
  • Online Banking
  • Car Draw
  • Art Competition 2022
  • Forms
  • FAQs
  • Community
  • Volunteer @ Life
  • Mortgage Arrears
  • Data- Protection Statement
  • Annual Reports
  • Member Complaints Procedure
  • Peopl Insurance
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  • Online Banking
  • Car Draw
  • Art Competition 2022
  • Forms
  • FAQs
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  • Volunteer @ Life
  • Mortgage Arrears
  • Data- Protection Statement
  • Annual Reports
  • Member Complaints Procedure
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    • Maynooth Branch
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