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Dream Big
with Life CU

No matter what the dream, we’ve got the perfect loan rate to help make it a reality.

 

Whether you’re planning your wedding or the holiday of your dreams, to the smaller things that make a difference like Christmas presents for your family, or braces for that perfect smile, there’s a low rate loan to help you at Life CU.

 

With flexible repayment options and no hidden charges or penalties if you pay back early, our loan options are as unique as you are.

Check Repayments.

Car Loan
Car Loan
Loan amount € 20,000 APR* = 6.43 %
  • Loan Amount € 20000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Standard Personal Loan
Standard Personal Loan
Loan amount € 1,000 APR* = 9.93 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Home Improvement Loan
Home Improvement Loan
Loan amount € 500 APR* = 6.17 %
  • Loan Amount € 500
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Large Loans over €40k
Large Loans over €40k
Loan amount € 40,000 APR* = 6.17 %
  • Loan Amount € 40000
  • Repayment €---
  • Loan Term 7 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Debt Consolidation
Debt Consolidation
Loan amount € 1,000 APR* = 8.57 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Student Loan
Student Loan
Loan amount € 1,000 APR* = 6.17 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Young Adult Loan 18 25 years
Young Adult Loan 18-25 years
Loan amount € 1,000 APR* = 8.57 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Mortgage Secured Loan
Mortgage Secured Loan
Loan amount € 150,000 APR* = 3.57 %
  • Loan Amount € 150000
  • Repayment €---
  • Loan Term 15 Years
  • Total Repayments €---
  • Total Cost of Credit 5 Years

*APR = Annual Percentage Rate

School Easy Pay Loan
School Easy Pay Loan
Loan amount € 1,000 APR* = 6.17 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Life@Work
Life@Work
Loan amount € 500 APR* = 6.17 %
  • Loan Amount € 500
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

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Apply online now Request a Call Back

Terms & Conditions Apply. APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only to provide you with the potential cost of borrowing.
Actual repayment amount will be as given in your credit agreement at the time of borrowing.

Easy Online Loans

For Members and Non-Members

Borrow straight away, with no waiting time!
Do it all online – become a member, apply for a loan, manage your accounts online 24/7

PERSONAL LOAN
Up to €40,000
9.5% (9.95% APR)

A loan as personal as you!
From that perfect smile, the dream
holiday, or the bling ring we can help.

BIG LIFE LOAN
€40,000 - €75,000
6% (6.17% APR)

New Kitchen, dream wedding,
sports car and more – we
cover the bigger jobs too!

YOUNG ADULT
18-25 YEAR OLD
8.25% (8.57% APR)

A unique loan for our younger
members to help you get started
and begin to build your credit history!

RESET YOUR DEBT
6% (6.17% APR)

Transfer your other debts
to us for one smarter, single
payment and save every month!

PERSONAL LOAN
Up to €40,000
9.5% (9.95% APR)

A loan as personal as you!
From that perfect smile, the dream
holiday, or the bling ring we can help.

BIG LIFE LOAN
€40,000 - €75,000
6% (6.17% APR)

New Kitchen, dream wedding,
sports car and more – we
cover the bigger jobs too!

YOUNG ADULT
18-25 YEAR OLD
8.25% (8.57% APR)

A unique loan for our younger
members to help you get started
and begin to build your credit history!

RESET DEBT
6% (6.17% APR)

Transfer your other debts
to us for one smarter, single
payment and save every month!

How to Apply

We understand how busy life can be, so we try and make it as easy as possible to apply with us. You can apply online even if you are not already a member, and get the funds to your account without having to visit a branch! 


To complete your application, we’ll need some documentation. And remember, 

if it’s a joint application we will need paperwork for both parties.

Photo Id  

An in date driver's licence or passport

Proof of PPSN  

We can accept any official document (this includes your payslip) with the exception of the Public Services Card.

Proof of Address  

A utility bill or bank statement dated within the last 6 months

Proof of Income  

Usually a recent payslip or social welfare slip. If you are self-employed you will need to provide your most recent F11, 2 years set of accounts and 6 months business bank statements

Bank Statement 

You can upload a PDF of your statements which include your name and IBAN

APR stands for Annual Percentage Rate. Lending criteria, terms and conditions apply. Over 18s only. Loans are subject to repayment capacity & financial status.

 

WARNING: If you do not meet the repayments on your credit agreement, your account will go into arrears.

 

This may affect your credit rating which may limit your ability to access credit in the future.

 

WARNING: The cost of your monthly repayments may increase.

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