The stress free way to pay for school essentials

School EasyPay

Apply Online
BIG CAR LOAN

Get the new car you've always wanted - €20,000 to €40,000!

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

BIG CAR LOAN
Loan amount € 20,000 APR* = 6.43 %
  • Loan Amount € 20000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

CAR LOAN

Own your car straight away - no balloon payments, no mileage restrictions!

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

CAR LOAN
Loan amount € 1,000 APR* = 8.57 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

HOME IMPROVEMENT LOAN

Make your house the home you've always wanted, with our low cost Home Improvement loan over €10,000

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

HOME IMPROVEMENT LOAN
Loan amount € 10,000 APR* = 8.57 %
  • Loan Amount € 10000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

STANDARD PERSONAL LOAN

A loan for the things that matter most to you - now that's personal!

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

STANDARD PERSONAL LOAN
Loan amount € 1,000 APR* = 9.93 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

MORTGAGE SECURED LOAN

Up to 80% loan to value, with payment term up to 35 years

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms &amp: Conditions Apply

MORTGAGE SECURED LOAN
Loan amount € 150,000 APR* = 3.57 %
  • Loan Amount € 150000
  • Repayment €---
  • Loan Term 15 Years
  • Total Repayments €---
  • Total Cost of Credit 5 Years

*APR = Annual Percentage Rate

Easy Life Loan

Move multiple loans to us for one more manageable monthly payment

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

Easy Life Loan
Loan amount € 1,000 APR* = 8.57 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

STUDENT LOAN

Let us take the stress out of college with a low rate Student loan.

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

STUDENT LOAN
Loan amount € 1,000 APR* = 6.17 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

BIG LIFE LOAN

Borrow over €40,000 for the lowest rate on the market!

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

BIG LIFE LOAN
Loan amount € 40,000 APR* = 6.17 %
  • Loan Amount € 40000
  • Repayment €---
  • Loan Term 7 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

INDI LOAN

A loan for 18 – 25 year olds at an incredibly low rate

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

INDI LOAN
Loan amount € 1,000 APR* = 8.57 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

School Easy Pay Loan
School Easy Pay Loan
Loan amount € 1,000 APR* = 6.17 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Life Credit Union?

Please note by submitting your information, you are agreeing to the terms and conditions of our privacy notice.

Make paying for school essentials a bit less stressful!

We have always supported the growth and wellbeing of our community. Our children’s education is essential to this and our low rate School EasyPay loan is aimed at making schools supplies that bit more affordable for parents. Borrow what you need to cover your costs and spread the payments out into more manageable installments.

 

What can you borrow for?

  • School fees
  • Equipment e.g laptop, tablet etc
  • School books and supplies
  • School uniform

 

 

Easy Online Application

Apply and get the money to your account online

Up to €1,000 per child

Cover the cost of all they need for school

Low rate

Only 6.17% APR

Loans are subject to approval. Terms & Conditions apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Changing your loans may result in you paying over a longer term and/or paying more interest over the life of your loan.

How To Apply

We try making it as easy as possible for you to apply. We don’t want you to stress or worry, so, you have a choice in how to apply for your loan. First of all, you need to be a member of the credit union. Join the club!

Online

 You can easily apply for a loan online with us, even if you are not already a member! It’s fast and easy and we’ll have your decision to you within 24 hours!

In Branch

You can come in to any of our branches at anytime to apply for a loan, there’s no need to make an appointment. One of our dedicated Lending team will talk you through the application in complete privacy in one of our lending offices.

Download Application

Simply download the application form, fill it in and send it back:
scan a copy together with the relevant paperwork to loans@lifecu.ie or bring it in to any of our branches (no need for an appointment!)

Send it with the relevant paperwork to Lending Department, 20, North Main Street, Naas, Co. Kildare.

Over The Phone

Call our free phone number 1800 201 303 and we will talk to you through the process