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Start Building your Credit History
Your Future Starts Here!

Got lots of plans but need a little cash? For your first car, travel plans or if you’re looking to rent an apartment – we’re here to help you get started.

It’s all online, so you can apply in your own time and get the funds straight to your bank account!

Check Repayments.

Car Loan
Car Loan
Loan amount € 20,000 APR* = 6.43 %
  • Loan Amount € 20000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Standard Personal Loan
Standard Personal Loan
Loan amount € 1,000 APR* = 9.93 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Home Improvement Loan
Home Improvement Loan
Loan amount € 500 APR* = 6.17 %
  • Loan Amount € 500
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Large Loans over €40k
Large Loans over €40k
Loan amount € 40,000 APR* = 6.17 %
  • Loan Amount € 40000
  • Repayment €---
  • Loan Term 7 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Debt Consolidation
Debt Consolidation
Loan amount € 1,000 APR* = 8.57 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Student Loan
Student Loan
Loan amount € 1,000 APR* = 6.17 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Young Adult Loan 18 25 years
Young Adult Loan 18-25 years
Loan amount € 1,000 APR* = 8.57 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Mortgage Secured Loan
Mortgage Secured Loan
Loan amount € 150,000 APR* = 3.57 %
  • Loan Amount € 150000
  • Repayment €---
  • Loan Term 15 Years
  • Total Repayments €---
  • Total Cost of Credit 5 Years

*APR = Annual Percentage Rate

School Easy Pay Loan
School Easy Pay Loan
Loan amount € 1,000 APR* = 6.17 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Life@Work
Life@Work
Loan amount € 500 APR* = 6.17 %
  • Loan Amount € 500
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Life Credit Union?

Please note by submitting your information, you are agreeing to the terms and conditions of our privacy policy.

Apply online now Request a Call Back

Terms & Conditions Apply. APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only to provide you with the potential cost of borrowing.
Actual repayment amount will be as given in your credit agreement at the time of borrowing.


Support for All of Life's Adventures.

With us it’s about more than just loans. We offer products and services that really

support your life. So whether it’s buying your first car, heading to college

or just managing your day-to-day finances, we’ve got you covered.

Everyday banking is easy with our Current Account and Mastercard Debit Card.
Mange your account fully online, making it easy when you’re travelling at home or abroad!

INDIE LOANS
FOR 18-25 YEAR OLDS
8.25% (8.57% APR)

Want to travel? Need a
car? Looking to rent your
first place? Start your
adventure here.

STUDENT LOAN
6% (6.17% APR)

College fees, IT equipment,
rent, books…our low rate
student loan covers it all.

CURRENT ACCOUNT
WITH MASTERCARD
DEBIT CARD

With a Mastercard Debit Card
that can be used anywhere
worldwide and NO FEES,
it’s the perfect account for you.

MOBILE APP
(iOS & Android)

Keep track of your account
on our app. Check your balance or
transfer funds without having
to visit a branch.

STUDENT LOAN
6% (6.17% APR)

College fees, IT equipment,
rent, books…our low rate
student loan covers it all.

INDIE LOANS
FOR 18-25 YEAR OLDS
8.25% (8.57% APR)

Want to travel? Need a
car? Looking to rent your
first place? Start your
adventure here.

CURRENT ACCOUNT
WITH MASTERCARD
DEBIT CARD

With a Mastercard Debit Card
that can be used anywhere
worldwide and NO FEES,
it’s the perfect account for you.

MOBILE APP
(iOS & Android)

Keep track of your account
on our app. Check your balance or
transfer funds without having
to visit a branch.

How to Apply

We understand how busy life can be, so we try and make it as easy as possible to apply with us. You can apply online even if you are not already a member, and get the funds to your account without having to visit a branch! 


To complete your application, we’ll need some documentation. And remember, 

if it’s a joint application we will need paperwork for both parties.

Photo Id  

An in date driver's licence or passport

Proof of PPSN  

We can accept any official document (this includes your payslip) with the exception of the Public Services Card.

Proof of Address  

A utility bill or bank statement dated within the last 6 months

Proof of Income  

Usually a recent payslip or social welfare slip. If you are self-employed you will need to provide your most recent F11, 2 years set of accounts and 6 months business bank statements

Bank Statement 

You can upload a PDF of your statements which include your name and IBAN

APR stands for Annual Percentage Rate. Lending criteria, terms and conditions apply. Over 18s only. Loans are subject to repayment capacity & financial status.

 

WARNING: If you do not meet the repayments on your credit agreement, your account will go into arrears.

 

This may affect your credit rating which may limit your ability to access credit in the future.

 

WARNING: The cost of your monthly repayments may increase.

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