Got Some
Serious

House Envy?

Don’t worry, we can make you the envy of your neighbours with our fantastic range of home improvement loans!

 

Whether it’s a swanky new wetroom, some new ‘ooh look at those’ wooden floors or a space to hide the kids toys when you entertain, we have the perfect solution.

Check Repayments.

Car Loan
Car Loan
Loan amount € 20,000 APR* = 6.43 %
  • Loan Amount € 20000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Standard Personal Loan
Standard Personal Loan
Loan amount € 1,000 APR* = 9.93 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Home Improvement Loan
Home Improvement Loan
Loan amount € 500 APR* = 6.17 %
  • Loan Amount € 500
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Large Loans over €40k
Large Loans over €40k
Loan amount € 40,000 APR* = 6.17 %
  • Loan Amount € 40000
  • Repayment €---
  • Loan Term 7 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

DEBTCONSOLIDATION
DEBTCONSOLIDATION
Loan amount € 1,000 APR* = 8.57 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Student Loan
Student Loan
Loan amount € 1,000 APR* = 6.17 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Young Adult Loan 18 25 years
Young Adult Loan 18-25 years
Loan amount € 1,000 APR* = 8.57 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Mortgage Secured Loan
Mortgage Secured Loan
Loan amount € 150,000 APR* = 3.57 %
  • Loan Amount € 150000
  • Repayment €---
  • Loan Term 15 Years
  • Total Repayments €---
  • Total Cost of Credit 5 Years

*APR = Annual Percentage Rate

School Easy Pay Loan
School Easy Pay Loan
Loan amount € 1,000 APR* = 6.17 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Life@Work
Life@Work
Loan amount € 500 APR* = 6.17 %
  • Loan Amount € 500
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

UB/KBC 6% Switcher
UB/KBC 6% Switcher
Loan amount € 500 APR* = 6.17 %
  • Loan Amount € 500
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Special Home Utilities Loan
Special Home Utilities Loan
Loan amount € 500 APR* = 8.57 %
  • Loan Amount € 500
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 0 Years

*APR = Annual Percentage Rate

Green Loan
Green Loan
Loan amount € 1,000 APR* = 8.84 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Life Credit Union?

Please note by submitting your information, you are agreeing to the terms and conditions of our privacy policy.

Apply online now How Much Can I Borrow? Request a Call Back

Terms & Conditions Apply. APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only to provide you with the potential cost of borrowing.
Actual repayment amount will be as given in your credit agreement at the time of borrowing.

Easy Online Loans

For Members and Non-Members

Borrow straight away, with no waiting time!
Do it all online – become a member, apply for a loan, manage your accounts online 24/7

SMALL HOME
IMPROVEMENTS
UP TO €10,000
9.5% (9.95% APR)
From a lick of paint, some new furniture or a new bathroom suite, we can help fund your smaller home improvements.
MID SIZE HOME
IMPROVEMENTS
€10,000 - €39,999
8.25% (8.57% APR)
New Kitchen, den for the
kids, garden landscaping – we
cover the bigger jobs too!
LARGE HOME
IMPROVEMENTS
€40,000 - €100,000
6% (6.17% APR)
Extension, attic conversion
windows & doors – big
money, low rate!
GREEN
HOME LOAN
Up to €100,000
From 5.5% (5.64% APR)

Low cost loans from 5.5% for home improvements that improve the energy efficiency of your home.

SMALL HOME
IMPROVEMENTS
UP TO €10,000
9.5% (9.95% APR)
From a lick of paint, some new furniture or a new bathroom suite, we can help fund your smaller home improvements.
MID SIZE HOME
IMPROVEMENTS
€10,000 - €39,999
8.25% (8.57% APR)
New Kitchen, den for the
kids, garden landscaping – we
cover the bigger jobs too!
LARGE HOME
IMPROVEMENTS
€40,000 - €75,000
6% (6.17% APR)
Extension, attic conversion
windows & doors – big
money, low rate!
GREENER
HOME LOAN
Up to €75,000
4.79% (4.9% APR)
Low cost loans from 4.9% and grants up to 40% for home improvements that improve the energy efficiency of your home.

Looking for a current account with
lower fees,
from a brand that you trust?

How to Apply

We understand how busy life can be, so we try and make it as easy as possible to apply with us. You can apply online even if you are not already a member, and get the funds to your account without having to visit a branch! 


To complete your application, we’ll need some documentation. And remember, 

if it’s a joint application we will need paperwork for both parties.

Photo Id  

An in date driver's licence or passport

Proof of PPSN  

We can accept any official document (this includes your payslip) with the exception of the Public Services Card.

Proof of Address  

A utility bill or bank statement dated within the last 6 months

Proof of Income  

Usually a recent payslip or social welfare slip. If you are self-employed you will need to provide your most recent F11, 2 years set of accounts and 6 months business bank statements

Bank Statement 

You can upload a PDF of your statements which include your name and IBAN

APR stands for Annual Percentage Rate. Lending criteria, terms and conditions apply. Over 18s only. Loans are subject to repayment capacity & financial status.

 

WARNING: If you do not meet the repayments on your credit agreement, your account will go into arrears.

 

This may affect your credit rating which may limit your ability to access credit in the future.

 

WARNING: The cost of your monthly repayments may increase.

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