- Loan Amount € 20000
- Repayment €---
- Loan Term 1 Years
- Total Repayments €---
- Total Cost of Credit 1 Years
*APR = Annual Percentage Rate
Get the new car you've always wanted - €20,000 to €40,000!
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply
Own your car straight away - no balloon payments, no mileage restrictions!
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply
Make your house the home you've always wanted, with our low cost Home Improvement loan over €10,000
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply
A loan for the things that matter most to you - now that's personal!
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply
Up to 60% loan to value, with payment term up to 20 years
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms &: Conditions Apply
Move multiple loans to us for one more manageable monthly payment
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply
Let us take the stress out of college with a low rate Student loan.
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply
Borrow over €40,000 for the lowest rate on the market!
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply
A loan for 18 – 25 year olds at an incredibly low rate
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply
*Example based on individual with a car loan outstanding of €5k (€205/mth), bank loan outstanding €15k (€299/mth) and credit card €2.5k outstanding (€63/mth). Total outstanding debt of €22,500 and monthly payments of €567 vs €22,500 Easy Life Loan over 5 years, 60 monthly payments of €462, Representative APR 8.57%, Total Amount Payable €27,742 Loan example for illustrative purposes only. Based on average local coffee costing €3.50. Information correct as at 31/03/2020.
Loans are subject to approval. Terms & Conditions apply.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Changing your loans may result
in you paying over a longer term and/or paying more interest over the life of your loan.
We try making it as easy as possible for you to apply. We don’t want you to stress or worry, so, you have a choice in how to apply for your loan. First of all, you need to be a member of the credit union. Join the club!
You can easily apply for a loan online with us, even if you are not already a member! It’s fast and easy and we’ll have your decision to you within 24 hours!
You can come in to any of our branches at anytime to apply for a loan, there’s no need to make an appointment. One of our dedicated Lending team will talk you through the application in complete privacy in one of our lending offices.
Simply download the application form, fill it in and send it back:
scan a copy together with the relevant paperwork to loans@lifecu.ie or bring it in to any of our branches (no need for an appointment!)
Send it with the relevant paperwork to Lending Department, 20, North Main Street, Naas, Co. Kildare.
Call our free phone number 1800 201 303 and we will talk to you through the process
All our applications are treated confidentially and on their own merits. The key consideration is a member’s ability to repay the loan over a certain time frame. For all applications we will need your consent to do an Irish Credit Bureau check. The paperwork we require depends on your situation, so please read below to see what we will need for your application.