Combine All of your Debt Into One Single,
Smart Payment!

Consolidating loans means reducing all your loans, like credit card debt, overdraft debt and personal loans into one smarter, single payment.

 

This makes it easier for you to manage your money and will save you money each month with one rate instead of several, at a much lower rate than a standard credit card, which can be up to 20%.

Check Repayments.

Car Loan
Car Loan
Loan amount € 20,000 APR* = 6.43 %
  • Loan Amount € 20000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Standard Personal Loan
Standard Personal Loan
Loan amount € 1,000 APR* = 9.93 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Home Improvement Loan
Home Improvement Loan
Loan amount € 500 APR* = 6.17 %
  • Loan Amount € 500
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Large Loans over €40k
Large Loans over €40k
Loan amount € 40,000 APR* = 6.17 %
  • Loan Amount € 40000
  • Repayment €---
  • Loan Term 7 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Debt Consolidation
Debt Consolidation
Loan amount € 1,000 APR* = 8.57 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Student Loan
Student Loan
Loan amount € 1,000 APR* = 6.17 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Young Adult Loan 18 25 years
Young Adult Loan 18-25 years
Loan amount € 1,000 APR* = 8.57 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Mortgage Secured Loan
Mortgage Secured Loan
Loan amount € 150,000 APR* = 3.57 %
  • Loan Amount € 150000
  • Repayment €---
  • Loan Term 15 Years
  • Total Repayments €---
  • Total Cost of Credit 5 Years

*APR = Annual Percentage Rate

School Easy Pay Loan
School Easy Pay Loan
Loan amount € 1,000 APR* = 6.17 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Life@Work
Life@Work
Loan amount € 500 APR* = 6.17 %
  • Loan Amount € 500
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

UB/KBC 6% Switcher
UB/KBC 6% Switcher
Loan amount € 500 APR* = 6.17 %
  • Loan Amount € 500
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

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Terms & Conditions Apply. APR means Annual Percentage Rate. The repayment amount quoted is for illustrative purposes only to provide you with the potential cost of borrowing.
Actual repayment amount will be as given in your credit agreement at the time of borrowing.

Take Control of Your Finances

Without a doubt one of the biggest benefits of consolidating your debt is the relief it can bring. Combining several payments into one more managable payment gives you back control, and can often lower the cost of your monthly outgoings. There are lots of different debts that you can combine with us to make life easier.

CAR LOAN    +    BANK LOAN    +    CREDIT CARD

5k outstanding     15k outstanding    2.5k outstanding

€205/mth               €299/mth                   €63/mth

€22,500

Monthly Payment          567*
Loan Cleared by             2038

Vs

CU LOAN

€22,500

Monthly Payment          462*
Loan Cleared by             2026

How to Apply

We understand how busy life can be, so we try and make it as easy as possible to apply with us. You can apply online even if you are not already a member, and get the funds to your account without having to visit a branch! 


To complete your application, we’ll need some documentation. And remember, 

if it’s a joint application we will need paperwork for both parties.

Photo Id  

An in date driver's licence or passport

Proof of PPSN  

We can accept any official document (this includes your payslip) with the exception of the Public Services Card.

Proof of Address  

A utility bill or bank statement dated within the last 6 months

Proof of Income  

Usually a recent payslip or social welfare slip. If you are self-employed you will need to provide your most recent F11, 2 years set of accounts and 6 months business bank statements

Bank Statement 

You can upload a PDF of your statements which include your name and IBAN

Example based on individual with a car loan outstanding of €5k (€205/mth), bank loan outstanding €15k (€299/mth) and credit card €2.5k outstanding (€63/mth). Total outstanding debt of €22,500 and monthly payments of €567 vs €22,500 Easy Life Loan over 5 years, 60 monthly payments of €462, Representative APR 8.57%, Total Amount Payable €27,742 Loan example for illustrative purposes only. Based on average local coffee costing €3.50. Information correct as at 31/03/2020.

 

APR stands for Annual Percentage Rate. Lending criteria, terms and conditions apply. Over 18s only. Loans are subject to repayment capacity & financial status.

 

WARNING: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Changing your loans may result in you paying over a longer term and/or paying more interest over the life of your loan.

 

WARNING: The cost of your monthly repayments may increase.

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