- Loan Amount € 20000
- Repayment €---
- Loan Term 1 Years
- Total Repayments €---
- Total Cost of Credit 1 Years
*APR = Annual Percentage Rate
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Transfer your existing loans and credit card balances to us and see what you could save!
Without a doubt one of the biggest benefits of consolidating your debt is the relief it can bring. Combining several payments into one more manageable payment gives you back control, and can often lower the cost of your monthly outgoings. There are lots of different debts that you can combine with us to make life easier.
Until 28th February 2023 we are offering a ridiculously low rate of 6% variable (6.17% APR). That’s a massive saving on the average credit card interest of over 20%!
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specialWe understand how busy life can be, so we try and make it as easy as possible to apply with us. You can apply online even if you are not already a member, and get the funds to your account without having to visit a branch!
To complete your application, we’ll need some documentation. And remember,
if it’s a joint application we will need paperwork for both parties.
An in date driver's licence or passport
We can accept any official document (this includes your payslip) with the exception of the Public Services Card.
A utility bill or bank statement dated within the last 6 months
Usually a recent payslip or social welfare slip. If you are self-employed you will need to provide your most recent F11, 2 years set of accounts and 6 months business bank statements
You can upload a PDF of your statements which include your name and IBAN
€22,500 Consolidate Loan over 5 years, 60 monthly payments of €434.99, Representative APR 6.17% variable rate, Total Amount Payable €26,099.28. Information correct as at 30/11/2022.
Loan example is for illustrative purposes only. Final repayments and cost of credit will be agreed in the credit agreement. APR stands for Annual Percentage Rate. Loans are subject to approval. Lending criteria, terms and conditions apply. Over 18s only. Promotional rate of 6.17% APR only available for new loans transferred in to Life Credit Union until 28th February 2023.
WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
WARNING: Changing your loans may result in you paying over a longer term and/or paying more interest over the life of your loan.
WARNING: The cost of your repayments may increase.
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Life Credit Union is regulated by the Central Bank of Ireland
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