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Grant support of up to €35,000 per home is available from the Sustainable Energy Authority of Ireland (SEAI) for deep retrofit works on homes built pre-2011.
In addition, as part of this initiative, Energia will provide additional financial support for eligible work. Terms, conditions and eligibility criteria apply.
In order to support the green economy and encourage everyone to strive for most energy efficient enhancements, we are offering the lowest interest rates on work which has the biggest overall impact on the home’s energy rating.
Approved retrofit work which results in the home achieving a Building Energy Rating (BER) of A3 or better will attract a loan interest rate of 4.9% APR.
Approved retrofit work which results in the home achieving a Building Energy Rating (BER) of B2 or better will attract a loan interest rate of 5.96% APR.
Approved work which results in a home achieving an energy rating of lower than B2 will attract a loan interest rate of 7.98% APR.
Terms, conditions and eligibility criteria apply.
| BER after approved work | Loan Amount | Loan Term | Interest Rate (variable) | Monthly Repayments | Total amount repayable |
|---|---|---|---|---|---|
| A3 or better | €30,000 | 10 years (120 monthly repayments) | 4.79% (4.9% APR) | €315.13 | €37,815 |
| B1 or B2 | €20,000 | 10 years (120 monthly repayments) | 5.8% (5.96% APR) | €220.04 | €26,404.41 |
| Below B2 | €3,000 | 1 year (12 monthly repayments) | 7.7% (7.98% APR) | €260.55 | €3,126.59 |
| BER after approved work : A3 or Better |
|---|
| Loan Amount: €30,000 |
| Loan Terms: 10 years (120 monthly repayments) |
| Interest Rate (variable) 4.79%(4.9% APR) |
| Monthly Repayments315.13 |
| Total amount repayable€37,815 |
| BER after approved work : B1 or B2 |
|---|
| Loan Amount: €20,000 |
| Loan Terms: 10 years (120 monthly repayments) |
| Interest Rate (variable) 5.8%(5.96% APR) |
| Monthly Repayments220.04 |
| Total amount repayable€26,404.41 |
| BER after approved work : Below B2 |
|---|
| Loan Amount: €3,000 |
| Loan Terms: 1 years (12 monthly repayments) |
| Interest Rate (variable) 7.7%(7.98% APR) |
| Monthly Repayments260.55 |
| Total amount repayable€3,126.59 |
The cost of proposed home energy upgrades for your home
The grant support which you may be eligible for
The cost of credit union finance to help you fund the project
The impact of the work on the energy efficiency of your home
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