- Loan Amount € 20000
- Repayment €---
- Loan Term 1 Years
- Total Repayments €---
- Total Cost of Credit 1 Years
*APR = Annual Percentage Rate
Car Loan
BIG CAR LOAN
Get the new car you've always wanted - €20,000 to €40,000!
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply
CAR LOAN
Own your car straight away - no balloon payments, no mileage restrictions!
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply
HOME IMPROVEMENT LOAN
Make your house the home you've always wanted, with our low cost Home Improvement loan over €10,000
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply
STANDARD PERSONAL LOAN
A loan for the things that matter most to you - now that's personal!
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply
MORTGAGE SECURED LOAN
Up to 80% loan to value, with payment term up to 35 years
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms &: Conditions Apply
Easy Life Loan
Move multiple loans to us for one more manageable monthly payment
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply
STUDENT LOAN
Let us take the stress out of college with a low rate Student loan.
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply
BIG LIFE LOAN
Borrow over €40,000 for the lowest rate on the market!
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply
INDI LOAN
A loan for 18 – 25 year olds at an incredibly low rate
Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply
School Easy Pay Loan
Looking to finance a new car? We've got you covered!
Whether it’s a spanking new car, a second hand runaround car or you want to pay off that PCP balloon payment and finally own your car, we have a car loan that will get you motoring!
Get a great low rate, there’s no penalty for early repayment and unlike many car finance options with us you own your car from day 1!
Ready to apply? Click here to apply online in minutes!
Or call us today to find out more.
WHY A CAR LOAN WITH US
- Applying is fast and easy
- Approval in two business days
- Flexible payment terms to suit you
- Unlike the banks or dealers we wont charge you if you repay early
- No fees or charges – nothing, zilch, zero
- With a loan from us you own your car straight away (unlike with a PCP loan!)
How To Apply
We try making it as easy as possible for you to apply. We don’t want you to stress or worry, so, you have a choice in how to apply for your loan. First of all, you need to be a member of the credit union. Join the club!
Online
You can easily apply for a loan online with us, even if you are not already a member! It’s fast and easy and we’ll have your decision to you within 24 hours!
In Branch
You can come make an appointment at any of our branches. One of our dedicated Lending team will talk you through the application in complete privacy in one of our lending offices.
Download Application
Simply download the application form, fill it in and send it back:
scan a copy together with the relevant paperwork to loans@lifecu.ie or bring it in to any of our branches (no need for an appointment!)
Send it with the relevant paperwork to Lending Department, 20, North Main Street, Naas, Co. Kildare.
Over The Phone
Call our free phone number 1800 201 303 and we will talk to you through the process
What Do I Need To Apply
To qualify for our low rate car loan the cheque must be payable to the dealer. Repayments must also be made on a regular basis via direct debit.
1
INCOME DETAILS
- Proof of PPSN (Payslip, document from Revenue or Department of Social Welfare)
- 3 recent receipts of any income you receive (this may include payslips, social welfare receipts, children’s allowance receipts, pension receipts).
- If you are Self Employed we would look to see your most recent Form 11 Notice of Assessment and your most recent set of accounts.
2
FINANCIAL STATEMENTS
- 3 months up to date bank statements, dated as close to the application date as possible, (your statements should show your income and any mortgage/rent or loan payments that you may have).
- If you are Self Employed we would require 6 months up to date business bank statements in addition to statements for your personal account.
3
ADDITIONAL DOCUMENTATION
- If you are married/cohabiting, we would also look to see income details and financial statements (listed above) for your spouse/partner.
- If you are applying for a student loan we require proof of your course, we may also ask a parent to go as guarantor on your loan.
- If you are switching your loans to us we would ask that you provide a 6 month statement on the loans/credit cards to be switched.