Big Dreams... small rate!

Bumper Car Loan

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BIG CAR LOAN

Get the new car you've always wanted - €20,000 to €40,000!

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

BIG CAR LOAN
Loan amount € 20,000 APR* = 6.43 %
  • Loan Amount € 20000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

CAR LOAN

Own your car straight away - no balloon payments, no mileage restrictions!

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

CAR LOAN
Loan amount € 1,000 APR* = 8.57 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

HOME IMPROVEMENT LOAN

Make your house the home you've always wanted, with our low cost Home Improvement loan over €10,000

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

HOME IMPROVEMENT LOAN
Loan amount € 10,000 APR* = 8.57 %
  • Loan Amount € 10000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

STANDARD PERSONAL LOAN

A loan for the things that matter most to you - now that's personal!

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

STANDARD PERSONAL LOAN
Loan amount € 1,000 APR* = 9.93 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

SECURED HOME LOAN

Up to 60% loan to value, with payment term up to 20 years

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms &amp: Conditions Apply

SECURED HOME LOAN
Loan amount € 1,000 APR* = 4.07 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

GOODBYE DEBT LOAN

Move multiple loans to us for one more manageable monthly payment

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

GOODBYE DEBT LOAN
Loan amount € 1,000 APR* = 5.64 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

STUDENT LOAN

Let us take the stress out of college with a low rate Student loan.

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

STUDENT LOAN
Loan amount € 1,000 APR* = 6.17 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

BIG LIFE LOAN

Borrow over €40,000 for the lowest rate on the market!

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

BIG LIFE LOAN
Loan amount € 40,000 APR* = 6.17 %
  • Loan Amount € 40000
  • Repayment €---
  • Loan Term 7 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

INDI LOAN

A loan for 18 – 25 year olds at an incredibly low rate

Calculator is based on our current lending rates and is only intended as an indication of payments. Lending is subject to a credit assessment. Terms & Conditions Apply

INDI LOAN
Loan amount € 1,000 APR* = 8.57 %
  • Loan Amount € 1000
  • Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Life Credit Union?

Please note by submitting your information, you are agreeing to the terms and conditions of our privacy notice.

WHY A CAR LOAN WITH US

  • Own your car straight away (unlike with PCP!)
  • No hefty deposit
  • One simple payment every month
  • Fast & easy application
  • No mileage restrictions

How To Apply

We try making it as easy as possible for you to apply. We don’t want you to stress or worry, so, you have a choice in how to apply for your loan. First of all, you need to be a member of the credit union. Join the club!

Online

You can easily apply for a loan online with us, even if you are not already a member! It’s fast and easy and we’ll have your decision to you within 24 hours!

In Branch

You can come in to any of our branches at anytime to apply for a loan, there’s no need to make an appointment. One of our dedicated Lending team will talk you through the application in complete privacy in one of our lending offices.

Download Application

Simply download the application form, fill it in and send it back:
scan a copy together with the relevant paperwork to loans@lifecu.ie or bring it in to any of our branches (no need for an appointment!)

Send it with the relevant paperwork to Lending Department, 20, North Main Street, Naas, Co. Kildare.

Over the Phone

Call us on 045 879 622 and we will talk to you through the process

What Do I Need To Apply

To qualify for our bumper rate car loan the cheque must be payable to the dealer. Repayments must also be made on a regular basis via direct debit.

1

INCOME DETAILS

  • Proof of PPSN  (Payslip, document from  Revenue or Department of Social Welfare)
  • 3 recent receipts of any income you receive (this may include payslips, social welfare receipts, children’s allowance receipts, pension receipts).
  • If you are Self Employed we would look to see your most recent Form 11 Notice of Assessment and your most recent set of accounts.

2

FINANCIAL STATEMENTS

  • 3 months up to date bank statements, dated as close to the application date as possible, (your statements should show your income and any mortgage/rent or loan payments that you may have).
  • If you are Self Employed we would require 6 months up to date business bank statements in addition to statements for your personal account.

3

ADDITIONAL DOCUMENTATION

  • If you are married/cohabiting, we would also look to see income details and financial statements (listed above) for your spouse/partner.
  • If you are applying for a student loan we require proof of your course, we may also ask a parent to go as guarantor on your loan.
  • If you are switching your loans to us we would ask that you provide a 6 month statement on the loans/credit cards to be switched.